SavingMoney Stories

How I manage my moneyA portfolio can be improved without buying a whole new desk setup

Elif is a 27-year-old designer based in Sunderland who earns £29,400. Currently living with her sibling, she is meticulously managing her finances to save for a home of her own. Her priority is building a professional portfolio without sacrificing her long-term goal of moving out.

A smiling young adult wearing a red jumper
Illustrative photo; pictured person is not the article subject. Photo by Michael Dam on Unsplash.
  • NameElif
  • Age27
  • LocationSunderland
  • OccupationDesigner
  • Annual Income£29,400
  • AccommodationLiving with friends/family
  • Relationship statusRelationship

The discipline of the notebook

My notebook is never far from reach. Every single expenditure is tracked because, at 27, I am in a state of transition. I am currently living with my sibling in Sunderland, and while the arrangement is helpful, I know my time here has an expiry date. I contribute £260 monthly to the household, which helps keep things steady, but the rest of my focus is entirely on the £1,200 I have managed to save for my moving fund. I am a designer by trade, and finding the balance between growing my skills and saving for a deposit is a constant act of negotiation.

Portfolio over perfection

I have a £160 budget for software and prints, and I have to be brutal with how I use it. In the design world, it is so easy to fall into the trap of thinking that you need the best equipment to be seen as a professional. There is a £700 wish list for a new monitor and an ergonomic chair that I stare at often, but I have decided to defer it. It isn't that I don't want those things, but I have chosen my independence over my office aesthetic. I have found ways to borrow space to photograph my work, and that has been far more valuable for my growth than a shiny new desk setup would be.

I have chosen my independence over my office aesthetic, because the quality of my output matters far more than the hardware I use to create it.

— Elif

Knowing what shows skill

I have learned that employers and clients don't care what monitor you used to create the work; they care about the work itself. I spend my time focusing on the quality of my output. I am very aware that I earn £29,400 annually, and that figure has to stretch across my future goals as well as my current needs. It is tempting to look at the professionals online and think that if I just had that chair or that specific tablet, I would be where they are. But I know that success is about the portfolio, not the hardware.

The sustainable path

Moving out is my priority, and everything else is secondary. I have to remind myself of this whenever I feel the urge to upgrade my workspace. My sibling and I have a good system, and I don't want to burn through my savings just to feel like I am 'there' already. I am willing to wait. The chair can come later, once I have my own place and a more secure footing. For now, the notebook remains the most important tool in my office.

The stories on How I Manage My Money are personal experiences and general information. They are not personalised financial advice.

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