Illustrative storyFamily financesMoney Stories

How I manage my moneyA budget for the weekends when the children stay

Leon is a 49-year-old restaurant manager living in Portsmouth who finds the balance between fatherhood and his £41,300 salary difficult. Balancing his £760 rent and £95 car loan payment with weekend visits from his children requires a pragmatic shift in his approach to spending on their time together.

Photo by Craig McKay.
  • NameLeon
  • Age49
  • LocationPortsmouth
  • OccupationRestaurant Manager
  • Annual Income£41,300
  • AccommodationRenting
  • Relationship statusDivorced

The weight of expectation

My phone is usually buzzing with shift rotas or supplier issues, but on Friday afternoons, the notification that matters is from my children. At 49, navigating the rhythm of life after a divorce has been a lesson in managing both logistics and my own emotions. As a restaurant manager, my time is rarely my own, and when the kids visit, I feel a persistent, nagging pressure to make every second count. For a long time, that translated into a £80 monthly family-activity pot that I treated like a burn-rate budget. I wanted the days to be seamless and high-energy, leading me to reach for my wallet whenever we hit a lull.

Choosing home over high streets

I realised that overspending was my way of managing the guilt of not being there every day. I was using my income to buy experiences—cinema tickets, expensive lunches, games arcades—because I feared the downtime would feel like a failure. But money spent on convenience often creates more stress when the monthly bills land. My rent is £760 every month, and the £95 car loan payment reminds me that getting around isn't cheap. I started shifting our routine. Instead of heading out to spend, we spend time in the kitchen. We cook meals together, which is far cheaper and actually gives us space to talk properly without the background noise of a busy cafe or a crowded shop.

I realised that overspending on weekends was my way of managing the guilt of not being there every day, rather than providing the stability they actually needed.

— Leon

The reality of the shift pattern

My job in hospitality is demanding, and the biggest challenge remains arranging my shifts to align with their visits. It is not always possible, and there are weekends where the plans fall through or need to be moved. It is a fragile equilibrium. I used to panic when plans changed, throwing money at alternative options to keep the momentum going, but I have learned to let that go. If I have to work, we make the time elsewhere. The kids don't need a venue; they need a parent who is present, not one who is stressed about the bill at the end of an afternoon.

Finding stability in the everyday

There is a quiet strength in building a routine that doesn't rely on being a customer. It has forced me to be honest about what we actually enjoy. Sometimes, we just go for a long walk or watch a film we have already seen. I am still finding my feet with this budget. It isn't about cutting back to be mean; it is about ensuring that my £41,300 income is spent on things that actually matter. I am learning that consistency and a calm atmosphere in the house provide more security for them than an expensive weekend ever could.

These stories are illustrative scenarios and general information. They are not personalised financial advice.

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